If you don’t have money, you’ll have to vegetate on your planet until the very end of your own days. Or you can try your luck—go fight in someone else’s war. Maybe you’ll get lucky and come back alive. Or at least as a decent person. Or go be a colonist. If you don’t die in the first months, you’ll become a respected person in a new, developing world.
And if you do happen to have a bit of money, find an old tub—mistakenly called a spaceship—and off you go for adventures.
Welcome to the stargatherers!