In the novel “The Financier,” time spans from the mid-1850s to 1873—covering the most important period in the history of the United States: the formation of what is called the “American spirit.” The son of a modest bank clerk, Frank Cowperwood, from adolescence shows exceptional abilities in financial dealings. A little over twenty years old, he opens his own business and, skillfully navigating the dangerous waters of Philadelphia business, reaches a prominent position. Impeccable manners, impeccable taste, and a striking appearance also help the newly minted banker succeed. He rises ever higher. His newly built mansion, furnished with refined taste and luxury—an object of envy and the place for fashionable soirées—becomes his symbol of status. A fan of feminine grace, though married, he enters into a secret relationship with the daughter of one of the powerful people of Philadelphia.
The blossoming of passionate relations with the young beauty is one of the most expressive lines of the novel. And then, all at once, everything collapses. Bankruptcy, a feud among magnates—including the father of his lover—bring Frank Cowperwood to the dock and then to prison. But he remains unbending; his will does not change. His Eileen remains faithful to him as well. From this struggle Cowperwood emerges victorious. Vast horizons of a new life open before him—and they will be governed by his financial genius. Even a passionate hater of oligarchy cannot help feeling genuine sympathy for this genius of calculation.