Most people have to work their whole lives at a job that brings neither pleasure nor enough money. But you can earn money easily and simply, without exhausting yourself. Today, using certain financial levers, you can already at 30 years of age—and even earlier—generate income, regardless of whether you are working or not. For this, you just need to use wisely the money you earn. In the second book by financial consultants Кирилл Кириллов and Дмитрий Обердерфер, a wide variety of investment tools are examined in detail. You will learn why it is profitable to invest money, where it is more reliable and more beneficial to put your funds, how insurance savings companies and mutual investment funds work, and how they differ from each other. You will also learn how to составити your personal financial plan, spend your salary wisely, and find out how to ensure your financial security... and much more that will help you become rich.